We’ve created a simple Pre-Qualification process – to let you know if our credit services are a right fit for you! Everyone’s credit situation is different and credit repair is not always the answer. Therefore, before we enroll you in our services, we will review your credit reports to determine if our Credit Dispute Services is the right service to help you with your credit repair journey. If not, we will recommend the best services for you to begin your journey to better credit. Simply complete the form below and we’ll get started reviewing your credit reports.
WHAT DO WE LOOK FOR WHEN PRE-QUALIFYING?
- The “Disputable 5” – Are any items on your credit report Inaccurate, Incomplete, Inconsistent/Questionable, Verifiable, Untimely.
- No recent late payments within the past 30 days that have not or cannot be brought current prior to being accepted into our program.
- A willingness to commit to a minimum of 6-9 months of service (service time may vary). Credit improvement takes time. It does not matter if you hire us to dispute for you, or you dispute on your own, six months or more is standard to see the best results.
- If you can afford services + maintain credit monitoring from the following: IdClub.
NOTE: **If you are enrolled in another credit repair company we CANNOT accept you for a full 60 days after you have canceled your services with them. We have no idea what the other company has sent out on your behalf, and therefore we have to give some time between their disputes and ours. If you can obtain a copy of your dispute history with them, that would certainly help.
NOTE: In order to pre-qualify you for services, we will need access to your 3-Credit Bureau Credit Monitoring Report. Your credit monitoring report will need to include data for all 3 credit bureaus. We currently support the following credit monitoring company service if you are qualified for services:
1. IDClub
Please select the Preferred Monitoring company below. Sign up with the $1 trial during the Pre-Qualification process. Once completed, please provide your User Name, Password, and if applicable, the Answer to your Security Question (using the last 4-digits of your SSN) once you start the Free Pre-Qualification Form.
Please, NO Credit Karma, Credit Sesame, or any other credit monitoring reports. If you qualify for services, however, the aforementioned company are required to be maintained for the entire time that you are enrolled in our program.
FYI, Services are not available in GA/SC/CO/LA/OR/KS/CA: However, we can provide you with the support, tools, resources, referrals, and step-by-step dispute strategies inside of our DIY Credit Program.
1. IDClub
Please select the Preferred Monitoring company below. Sign up with the $1 trial during the Pre-Qualification process. Once completed, please provide your User Name, Password, and if applicable, the Answer to your Security Question (using the last 4-digits of your SSN) once you start the Free Pre-Qualification Form.
Please, NO Credit Karma, Credit Sesame, or any other credit monitoring reports. If you qualify for services, however, the aforementioned company are required to be maintained for the entire time that you are enrolled in our program.
FYI, Services are not available in GA/SC/CO/LA/OR/KS/CA: However, we can provide you with the support, tools, resources, referrals, and step-by-step dispute strategies inside of our DIY Credit Program.